**Important Note:** The views shared in this article reflect individual opinions and not official statements. The financial and market details provided here are for informational purposes only and should not be taken as investment advice. Always consult with financial experts and do your own research before making any investment decisions. While we aim to ensure accuracy at the time of publication, some offers or details may have changed or become unavailable.

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### Top Stories You Need to Know Today

#### **Stellar: The Most Underrated Crypto?**
Jed McCaleb, cofounder of Ripple and creator of Stellar, recently took to social media to highlight why he believes Stellar is one of the most promising yet overlooked blockchain projects. According to McCaleb, Stellar processes significantly more daily transactions than most blockchains—10 times more than Ethereum. Beyond its speed, it stands out for real-world use cases and advanced built-in features like stablecoin and token issuance, a decentralized exchange, strong on-chain governance, and its innovative smart contract platform, Soroban.

What sets Stellar apart even more is its incredibly low transaction fees, which McCaleb describes as “basically free.” He also praised the network’s exceptional engineering and developer-friendly tools, making it accessible to innovators. Most importantly, Stellar’s mission is focused on solving real problems: providing financial services to those without access to banks and making global asset transfers easier and cheaper than traditional banking methods.

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#### **XRP Sees Massive Investment Inflows Amid IPO Speculation**
Recent data from CoinShares shows a huge spike in investments tied to XRP. Over the past week, XRP-focused exchange-traded products (ETPs) saw inflows of $15.2 million—a 353% increase compared to the previous week. This brings the total for 2023 to $46 million, with last week’s investments alone accounting for nearly half of the inflows from the past 11 months.

This surge in interest comes alongside XRP’s impressive price growth of over 222% this year. Additionally, rumors surrounding Ripple’s potential IPO and possible changes in U.S. government leadership may be driving excitement. A Japanese financial giant recently suggested Ripple should gear up for an IPO, which could significantly boost XRP adoption. With its unique regulatory clarity and real-world utility, XRP continues to stand out among digital assets.

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#### **Bitcoin Price Prediction: $500K by 2025?**
Famed financial expert Robert Kiyosaki is back with another big prediction: Bitcoin could hit $500,000 by 2025. He claims this forecast is based on artificial intelligence but didn’t specify which AI tool he used. While his predictions often generate buzz, they should be taken cautiously given his history of bold yet inconsistent forecasts.

Earlier this month, Kiyosaki said he’d stop buying Bitcoin if it reached $100,000 but later aligned with Michael Saylor’s lofty $13 million target for BTC. He has also previously predicted Bitcoin would reach $350,000 by August this year. At the time of writing, Bitcoin’s price sits at $92,609 after a slight dip of 4.57% in the last 24 hours. Kiyosaki’s stance on Bitcoin has evolved over time—from comparing it to the infamous Dutch tulip bubble in 2017 to becoming one of its staunchest supporters.

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Stay updated for more developments in the world of crypto and finance!